Plan Your Financials for Profit and Growth

Most trade business owners understand profit margin, but they don't plan financials strategically. This course teaches you profit planning, cash flow forecasting, scenario modelling, and how to finance growth. Financial clarity drives better decisions and faster scaling.

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THE REAL PROBLEM

This Is What It Is Actually Costing You

You are good at your trade. But this gap in your business is costing you real money - in lost time, wasted effort, and missed opportunities. And the longer you leave it, the wider the gap gets.

You don't know if you'll have cash next month

You make revenue but cash disappears. You have no forecast. You scramble when money gets tight.

You can't plan growth because you don't understand the numbers

You want to hire but you don't know if you can afford it. You can't model what growth actually costs.

Your profit is lower than it should be

You know your margins but you don't understand where profit leaks are. Job costing shows you the gaps.

You don't know what to charge

Pricing feels guessed. You don't know actual job costs. You might be making 10% margin instead of 30%.

WHAT THIS COURSE IS

A Framework You Can Use This Week

This is not a generic business course. This is a practical, step-by-step framework built from what actually works in real trade businesses. Developed at Response Electricians and taught to hundreds of members across Australia and New Zealand.

What You Have Tried

  • Looking at the P&L once a year instead of planning monthly
  • Setting prices based on what competitors charge, not actual costs
  • Avoiding detailed job costing because it takes time

What This Course Gives You

  • A 12-month cash flow forecast template with scenario planning
  • Job costing framework: how to know exact cost per job and profitability
  • Growth financing options and how to model affordability of hiring and investment
8 LESSONS INSIDE

What You Will Learn

Every lesson is built around a framework you can take straight back to your business. This is what our members are implementing right now - practical, tested systems that create real change.

01

Financial Clarity and Planning

Why most tradies avoid financial planning. The difference between profit and cash. The P&L, balance sheet, and cash flow statement. How they connect and why they matter.

02

Cash Flow Forecasting

How to project cash in and out over the next 12 months. Seasonal patterns in your business. Lead time from invoice to cash. Building a forecast template and updating monthly.

03

Scenario Planning and Stress Testing

What if scenarios: revenue drops 20%, one major client leaves, a key person quits, you have to buy new equipment. How resilient is your business? Where are the vulnerabilities?

04

Job Costing and Profitability

Cost per job: labour, materials, overheads, margin. Why you need to know this for every job. How to use job costing to price better and find unprofitable work.

05

Gross Margin, Operating Margin, and Profit Planning

What margins should be at different stages of growth. How to improve margin without cutting price. Where most tradies leave money on the table.

06

Pricing Strategy and Rate Setting

Cost-plus pricing, value-based pricing, and market pricing. When to use each. How to price to hit your profit targets. Raising prices without losing customers.

07

Growth Financing: Affording the Next Hire

What it actually costs to hire someone (salary, on-costs, admin, time training). How to model if you can afford a new position. Bootstrapping versus borrowing.

08

Working Capital and Debt Management

How much cash you need to operate. Managing debtors and creditors. When to use a line of credit. Debt ratios and lender expectations. Protecting cash flow from growth.

WHO THIS IS FOR

Built for Trade Business Owners Ready to Get Advanced Financials Right

This course is built for every trade. Electrical, plumbing, building, carpentry, painting, HVAC, landscaping, flooring. If you run a trade business, these frameworks apply to you. We have members across all trades implementing them right now.

Growing businesses planning next hires

You want to expand but you need to know if you can afford it. You need financial confidence, not guessing.

Owners wondering if margins are right

You feel like you should be more profitable. You don't understand where the money goes. Job costing reveals the gaps.

Businesses struggling with cash flow

You make money but cash is always tight. You need to understand cash patterns and forecast.

WHAT CHANGES

What Happens When You Apply This

These are the shifts trade business owners see when they stop guessing and start using a system. Same business, same market, but the outcomes look completely different.

90 days

No more surprises

With a forecast, you see problems coming. You can plan hiring, equipment, and strategy with confidence.

Profit improves 15-20%

Job costing reveals waste

You find unprofitable work and fix pricing. You tighten costs. Margins improve without cutting quality.

Data-driven

Hiring is affordable, planned

You model the cost of new hires and know you can afford them. Growth is strategic, not desperate.

COMMON QUESTIONS

Frequently Asked Questions

Do I need an accountant to do this or can I do it myself? +
Module 01 covers the basics: you can do this. Spreadsheets work. Your accountant does tax returns, you do planning. They're different roles. Start simple, add complexity later.
How do I know what costs to include in job costing? +
Module 04 covers this: labour (your time and staff), materials, equipment rental, travel, tools, and overheads (office, insurance, admin). If the job causes the cost, include it.
What if my revenue is unpredictable? +
Module 02 covers forecasting with variability: use three scenarios (pessimistic, likely, optimistic). Update monthly as actual results come in. Forecasting is a living document.
Is this course included with my membership? +
Yes. If you're on Freedom Fighter 1:1 or Tradie Teams, you have full access through the Learning Hub at no extra cost. If you're on the standalone Learning Hub, it's included at GBP 199 + GST per month or lifetime access.
How much should I be profiting each year? +
Module 05 covers this: depends on your stage. Foundation phase: 15-20% net profit. Growth phase: 20-25%. Expansion and scale: 25-35%+. These are targets to work toward.
Can I get help with financial planning? +
Yes. If you join Tradie Teams or Freedom Fighter 1:1, your coach helps you set up job costing, forecasting, and growth plans. Accounting coaches and specialist advice also available.
GET ACCESS

Start the Advanced Financials Today

This course is part of the Learning Hub, which gives you access to 59+ courses and 567 lessons across every area of trade business management. You also get AI Club, Business Foundations, the community, and the full training ecosystem in the TRADIES app.

Learning Hub

$199
Per month + GST
  • Advanced Financials (8 lessons)
  • 59+ courses and 567 lessons across all areas
  • AI Club - weekly AI sessions with Greg Allan
  • Business Foundations - weekly lessons with Greg Allan
  • Community access in the TRADIES app
  • All masterclasses included - Hiring Toolkit, Digital Marketing, and more
Join the Learning Hub

Also included with Freedom Fighter 1:1 and Tradie Teams memberships.

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Join the Learning Hub
Join the Learning Hub